Para nimo, mas maayo bang moingon og dili?

Do you think it is better to say no?

Pronunciation

doo yoo think it iz BE-ter tuh say noh

Word by word

para nimo = for you / in your opinion
mas maayo ba = is it better
moingon og dili = to say no

Meaning and context

An informal question asking whether someone believes declining an offer or setting a boundary is the better choice in a particular situation.